Lending Solutions That Work For You

At WithU Loans, we understand that financial needs come in all shapes and sizes. That's why we offer a range of loan products designed to provide fast, flexible funding when you need it most. Whether you're facing an unexpected emergency or need help bridging a temporary cash gap, we have a solution that fits your situation.

All our loan products feature transparent pricing, flexible repayment terms, and fast fundingβ€”typically within 24 hours of approval. Choose the loan type that best matches your needs and budget.

Our Loan Products

Select the loan type that best fits your financial situation

Most Popular
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Installment Loans

Fixed payments you can count on

Our most popular loan product offers predictable monthly or bi-weekly payments, making budgeting easy. Perfect for larger expenses that need to be repaid over time.

Loan Amount
$300-$5,000
Repayment Term
3-12 months

Key Features

βœ“ Fixed monthly payments
βœ“ Flexible repayment schedule
βœ“ No prepayment penalties
βœ“ Build credit with on-time payments
βœ“ Automatic payment options
βœ“ Same-day funding available
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Emergency Loans

Fast cash for unexpected situations

When emergencies strike, you need money fast. Our emergency loans are designed for quick approval and same-day funding to help you handle urgent financial situations.

Loan Amount
$300-$2,000
Repayment Term
61-90 days

Key Features

βœ“ Ultra-fast approval process
βœ“ Same-day funding priority
βœ“ Minimal documentation required
βœ“ For urgent expenses only
βœ“ Various credit scores accepted
βœ“ 24/7 online application
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Online Loans

Versatile funding for various needs

Our Online Loans offer flexibility for a wide range of financial needsβ€”from home improvements to debt consolidation. Enjoy competitive rates and longer terms.

Loan Amount
$1,000-$5,000
Repayment Term
6-12 months

Key Features

βœ“ Higher loan amounts available
βœ“ Extended repayment periods
βœ“ Competitive interest rates
βœ“ Use for any legal purpose
βœ“ Lower monthly payments
βœ“ Fast online approval
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Bridge Loans

Short-term solution until payday

Need to bridge the gap until your next paycheck? Our short-term bridge loans provide quick access to smaller amounts for immediate needs.

Loan Amount
$300-$1,000
Repayment Term
61-90 days

Key Features

βœ“ Quick small-dollar loans
βœ“ Short repayment terms
βœ“ Easier qualification
βœ“ Instant decision
βœ“ Perfect for small gaps
βœ“ No collateral needed

When to Use Our Loans

Common situations where WithU Loans can help

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Medical Emergencies

Unexpected medical bills, dental work, or prescriptions that can't wait. Cover your health expenses quickly and focus on recovery.

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Car Repairs

Your car broke down and you need it for work? Get the funds to fix your vehicle and get back on the road fast.

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Home Repairs

Broken furnace, leaking roof, or urgent plumbing issues? Cover essential home repairs that can't be delayed.

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Unexpected Bills

Avoid late fees, overdraft charges, or service disconnections by covering bills until your next paycheck arrives.

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Family Emergencies

Last-minute travel for family emergencies, funeral expenses, or urgent family needs that require immediate funding.

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Appliance Replacement

Essential appliances like refrigerators or washing machines need immediate replacement? We can help.

Loan Payment Calculator

Estimate your payments before you apply

$1,500
6 months
Estimated APR: 18.23%
Monthly Payment: $290
Total Interest: $240
Total Amount to Repay: $1,740
Apply Now

πŸ’‘ Tips for Responsible Borrowing

We want you to succeed financially. Before applying for any loan, consider these important guidelines:

Need Help? If you're unsure about borrowing or need financial guidance, consider speaking with a free credit counselor at a non-profit organization.

Ready to Apply?

Choose the loan product that fits your needs and get started in minutes. Fast approval, transparent terms, and funding as soon as tomorrow.

Start Your Application